Euro area and national MFI interest rates (MIR)(percentages per annum ; rates on new business as average of the period ; rates on outstanding amounts as end-of-period, unless otherwise indicated) - JDF_MIR_MFI_INTEREST_RATES

Data - ECB

Author

François Geerolf

Info

Last observation: M: 2026-06 (N = 532)

First observation: M: 1994-03 (N = 2)

Last data update: 17 aoû 2026, 01:30. Last compile: 18 aoû 2026, 00:55

Structure

Overview

Code

freq_dominant <- JDF_MIR_MFI_INTEREST_RATES |>
  filter(!is.na(OBS_VALUE)) |>
  count(FREQ, sort = TRUE) |>
  slice(1) |>
  pull(FREQ)

convert_fn <- switch(freq_dominant,
  "A" = year_to_date, "Q" = quarter_to_date, "M" = month_to_date,
  "H" = semester_to_date, "W" = week_to_date, "D" = day_to_date, "B" = day_to_date,
  year_to_date)

JDF_MIR_MFI_INTEREST_RATES |>
  filter(!is.na(OBS_VALUE), FREQ == freq_dominant) |>
  group_by(TIME_PERIOD) |>
  summarise(OBS_VALUE = mean(OBS_VALUE, na.rm = TRUE), .groups = "drop") |>
  convert_fn() |>
  ggplot() + theme_minimal() + xlab("") + ylab("Average value across all series") +
  geom_line(aes(x = date, y = OBS_VALUE)) +
  scale_x_date(date_labels = "%Y")