Freddie Mac House Price Index - Freddie

Data

Author

François Geerolf

Main Datasets

id html
CBSA [html]
phillips [html]
State [html]

Web

Quarterly Cash-Out Refinancing Volumes (1995-2019)

(ref:refinancing-freddie) Quarterly Cash-Out Refinancing Volumes (1995-2019). Source: Freddie Mac.

Code 
refinance %>%
  select(date, home_equity_cash_out) %>%
  na.omit %>%
  ggplot(.) + 
  geom_line(aes(x = date, y = home_equity_cash_out)) + 
  ylab("Cash Out Refinancing (Billions, Per Quarter)") +
  geom_rect(data = nber_recessions, 
            aes(xmin = Peak, xmax = Trough, ymin = -Inf, ymax = +Inf), 
            fill = 'grey', alpha = 0.3) + 
  scale_y_continuous(breaks = seq(0, 200, 10),
                     labels = scales::dollar_format(accuracy = 1, suffix = "Bn")) +
  scale_x_date(breaks = as.Date(paste0(c(1994, 1998, 2001, 2006, 2007, 2009, 2013), "-01-01")),
               labels = date_format("%y"),
               limits = c(as.Date("1994-01-01"), as.Date("2018-01-01"))) +
  theme_minimal() + xlab("")

(ref:refinancing-freddie)