Gross debt-to-income ratio of households - tec00104

Data - Eurostat

Author

François Geerolf

Info

Last observation: Annual: 2025 (N = 8)

First observation: Annual: 2014 (N = 31)

Last data update: 11 aoû 2026, 21:34. Last compile: 12 aoû 2026, 03:52

Structure

France, Germany, Portugal

Code

tec00104 |>
  filter(geo %in% c("FR", "DE", "PT")) |>
  year_to_enddate() |>
  
  mutate(values = values/100) |>
  left_join(colors, by = c("Geo" = "country")) |>
  ggplot() + geom_line() + theme_minimal()  +
  aes(x = date, y = values, color = color) +
  scale_color_identity() + add_flags +
  scale_x_date(breaks = as.Date(paste0(seq(1960, 2100, 1), "-01-01")),
               labels = date_format("%Y")) +
  theme(legend.position = c(0.3, 0.85),
        legend.title = element_blank()) +
  xlab("") + ylab("Gross debt-to-income ratio of households") +
  scale_y_continuous(breaks = 0.01*seq(0, 200, 5),
                     labels = scales::percent_format(accuracy = 1))

Netherlands, Denmark, Sweden

Code

tec00104 |>
  filter(geo %in% c("NL", "DK", "SE")) |>
  year_to_enddate() |>

  left_join(colors, by = c("Geo" = "country")) |>
  mutate(values = values/100) |>
  mutate(color = ifelse(geo == "NL", color2, color)) |>
  ggplot() + geom_line(aes(x = date, y = values, color = color)) +
  theme_minimal() + scale_color_identity() + add_flags +
  scale_x_date(breaks = as.Date(paste0(seq(1960, 2100, 1), "-01-01")),
               labels = date_format("%Y")) +
  xlab("") + ylab("Gross debt-to-income ratio of households") +
  scale_y_continuous(breaks = 0.01*seq(0, 400, 20),
                     labels = scales::percent_format(accuracy = 1))

Latest Year: All Countries

Code

latest_y <- tec00104 |>
  filter(!is.na(values)) |>
  summarise(m = max(time)) |>
  pull(m)

tec00104 |>
  filter(time == latest_y) |>
  mutate(values = round(values, 1)) |>
  select(Geo, values) |>
  arrange(-values) |>
  rename(!!paste0("Gross debt-to-income ratio, % (", latest_y, ")") := values) |>
  print_table_conditional()

Geo	Gross debt-to-income ratio, % (2025)
Netherlands	180.1
Denmark	163.1
Sweden	150.4
Finland	106.9
Portugal	77.5
Germany	74.5
Czechia	53.8
Romania	19.5